Rates accurate as of 10/29/2008
| IRA Rates |
Interest Rate
|
APY*
|
| $500 - $24,999.99 |
3.25 %
|
3.29 %
|
| $25,000 and up |
3.25 %
|
3.29 %
|
*APY = Annual Percentage Yield
| Checking/Savings Rates |
Minimum Balance
|
Interest Rate
|
APY*
|
| Regular Savings |
$ 25.00
|
.50 %
|
.50 %
|
|
NOW Account
|
$ 500.00
|
.35 %
|
.35 %
|
|
Money Market
|
$2,500.00
|
1.25 %
|
1.26 %
|
|
Vacation Club
|
|
1.50 %
|
1.50 %
|
|
Christmas Club
|
|
1.50 %
|
1.50 %
|
|
|
|
|
|
*APY = Annual Percentage Yield
| Certificate of Deposit |
|
|
|
|
|
| |
|
|
|
|
|
| $500 - $24,999 |
Interest Rate |
APY* |
$25,000 and up |
Interest Rate |
APY* |
| 91 Day |
2.00 % |
2.02 % |
91 Day |
2.05 % |
2.07 % |
| 182 Day |
2.70 % |
2.72 % |
182 Day |
2.75 % |
2.77 % |
|
12 Month
|
2.95 % |
2.97 % |
12 Month |
3.00 % |
3.02 % |
| 18 Month |
2.95 % |
2.97 % |
18 Month |
3.00 % |
3.02 % |
| 30 Month |
3.00 % |
3.02 % |
30 Month |
3.05 % |
3.07 % |
| 48 Month |
3.00 % |
3.02 % |
48 Month |
3.05 % |
3.07 % |
*APY=Annual Percentage Yield
|
Health Savings Accounts
|
Opening Deposit |
Interest Rate |
APY* |
| HSA-Checking |
$500.00 |
1.30 % |
1.31 % |
*APY = Annual Percentage Yield
Early Withdrawal Penalty may apply. Rates are subject to change, please contact any of our three offices for current information. |
